what is broad form drive other car coverage

For many drivers broad form car insurance is attractive because of its low price tag. Learn more about what DOC auto insurance is how it works and if it is right for you and your business.

On The Route From Rome Via Paris To London The New S Class Demonstrates Its Long Distance Qualities And Lets You Experience New Dim Mercedes Benz Mercedes Benz

Automobile protection available under a commercial car eg business car car dealers motor service plan for employees professionals or just about any other individual who is supplied a company-owned car but would you perhaps not acquire an individual automobile and therefore cannot have your.

. Drive other car coverage provides liability medical payments uninsuredunder-insured motorist and physical damage coverage for the personal use of a non-owned automobile by the individual wished to protect. It includes coverage for all the hazards included in a Basic Form policy plus several additional hazards which are expressly named. If an individual for example a company officer does not have their own personal auto policy and drives a corporate car you would want to add this coverage to protect.

Drive Other Car also known as DOC or CA9910 is a broadened coverage endorsement that gives certain named individuals coverage on vehicles that do not have to be listed on an Auto policy. Broad form auto liability insurance also called broad form named operator coverage covers only one named driver with minimal liability insurance. Instead they are covered by their companys commercial auto policy and a drive other car endorsement is often just added to that policy for the person.

Get a free quote today. Drive other car also known as doc or ca9910 is a broadened coverage endorsement that gives certain named individuals coverage on vehicles that do not have to be listed on an auto policy. Since he is not a permitted driver on the neighbors.

The drive other car coverage is usually added at little additional premium charge. Broad Form Drive Other Car Coverage automobile coverage available under a commercial auto eg business auto auto dealers motor carrier policy for employees executives or any other person who is supplied a company-owned vehicle but who does not own a personal vehicle and thus does not have a personal auto. A broad form policy typically adds more coverage for damage from broken windows and other structural glass falling objects and water damage.

Drive other car coverage is available for employees or executives of a company or any other person who is in charge of a company vehicle but who does not own a personal vehicle. Drive other car insurance often comes in the form of an endorsement for a commercial auto policy. It is safe to say that there are more things broad form insurance does not cover than things it does.

Broad form insurance is minimal auto liability insurance for one named driver. Coverage is excluded for anyone else who operates the car under any circumstances. Broad Form Productscoverage as an endorsement to your garage.

Drive other car coverage is a fairly common endorsement on commercial auto insurance policies. It is suitable only for drivers who know that no one else will ever drive their car. Again if a coverage is not specifically named in the policy that coverage is excluded.

This is because people who drive company cars often do not have personal auto insurance. It is not suitable for those with a family a significant other or anyone else who could occasionally drive your vehicle. Drive Other Car DOC insurance is a commercial auto insurance endorsement that can provide coverage to an individual driving a non-owned company vehicle.

Drive Other Car insurance is only available for Partnerships and Corporations and only applies to the executives of a Partnership or Corporation or their spouse. Broad Form Drive Other Car Coverage Automobile coverage available under a commercial auto eg business auto auto dealers motor carrier policy for employees executives or any other person who is supplied a company-owned vehicle but who does not own a personal vehicle and thus does not have a personal auto policy PAP. This type of limited liability broad form coverage means if you are in a car accident with another vehicle your policy will only cover the other vehicle and the injuries sustained by the other driver.

The reason is that the employers business auto form should apply. Broad form coverage limitations. Drive other car coverage is only necessary when that employee drives an auto belonging to another person who may not maintain insurance or whose insurance limits are inadequate.

In order to be eligible for this coverage you must have a vehicle listed on your commercial auto insurance policy with a personal or non-business use. Drive Other Car coverage is a fairly common endorsement on Commercial Auto insurance policies. Broad form drive other car coverage meaning in Insurance Dictionary.

What is broad form. Here is an example. Broad Form Drive Other Car Coverage automobile coverage available under a commercial auto eg business auto auto dealers motor carrier policy for employees executives or any other person who is supplied a company-owned vehicle but who does not own a personal vehicle and thus does not have a personal auto policy PAP.

Broad form insurance is a limited type of car insurance coverage that only protects you as the driver. Broad form car insurance is suitable for drivers who know that no one else will drive their vehicle under any circumstances. This type of limited liability broad form coverage means if you are in a car accident with another vehicle your policy will only cover the other vehicle and the injuries sustained by the other driver.

The garage causing serious damage. Since only the driver is covered in a broad form policy broad form insurance will cost less than most other types of standard auto insurance. Your 16 year old son gets into your neighbors car and turns the ignition running it into.

Like with a Basic Form policy a Broad form policy covers only named perils. This coverage is usually endorsed to the basic automobile insurance policy of the company owner at an additional charge. Broad Form Drive Other Car Coverage automobile coverage available under a commercial auto eg business auto auto dealers motor carrier policy for employees executives or any other person who is supplied a company-owned vehicle but who does not own a personal vehicle and thus does not have a personal auto.

This type of policy is intended to be supplemental not stand-a-lone because there are so many things it does not cover. If the employee to whom the auto is furnished drives no other vehicle DOC is not necessary.

Car Insurance Classes Of Use Explained Confused Com